Smartphone Financing (EMI)
Let customers pay for a smartphone in installments while your business stays protected — Tyflex deploys the Smart Mobile Finance EMI device-lock platform so retailers can finance phones with confidence.
Key Features
Everything you need, built into one Smartphone Financing (EMI) solution.
Remote Device Lock
If a customer misses a payment, the financed phone can be remotely locked — blocking normal use until the account is brought current, protecting your business from default.
Flexible EMI Plans
Structure monthly installment plans that let customers who don't qualify for traditional credit still afford a smartphone, growing your addressable market.
Tamper & Factory-Reset Protection
Financed devices are protected against factory resets, USB-based unlocking and other workarounds, so the lock can't simply be bypassed.
Automated Payment Reminders
Customers get automatic reminders before a payment is due, reducing missed payments before they happen.
Retailer Dashboard
Track every financed device, customer balance and payment status from one dashboard, across single or multi-branch operations.
Works Across 25+ Brands
Compatible with 25+ Android smartphone brands, so you're not limited to a single device line when offering financing.
Who It’s For
Common ways businesses put Smartphone Financing (EMI) to work.
Independent Phone Retailers
Shops selling phones who want to offer installment plans without carrying the default risk themselves.
Electronics & Telecom Chains
Multi-branch retailers centralizing financed-device tracking and collections across every store.
Underbanked & First-Time Borrowers
Reach customers without a bank account or formal credit history who can still qualify for device financing.
Related Products
Hardware and add-ons that pair with Smartphone Financing (EMI), available through our webstore.
Frequently Asked Questions
Common questions about Smartphone Financing (EMI).
EMI (equated monthly installment) financing lets a customer pay for a smartphone in fixed monthly amounts instead of the full price upfront. The Smart Mobile Finance platform we deploy protects the retailer by allowing the device to be remotely locked if a payment is missed.
Ready to offer smartphone financing?
Every rollout is sized to your store count and device range — no published pricing here. Talk to us and we'll scope an EMI financing setup that fits your business.
Talk to Us About Pricing